Everything You Need To Know About Dental Financing

Discover how dental financing can help you get the care you need for any situation. Enter the expected loan amount into the calculator to see your estimated numbers, learn about all your dental financing options (no hard credit check and 0% APR options included) for any size treatment you need: dental implants, veneers, emergencies, fillings and cleanings, and much more.
Dr. Viorela Bauer, smiling in a Bauer Dental Center lab coat.

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At Bauer Dental Center, we believe that dental financing constraints should never stand in the way of achieving optimal dental health. That’s why we offer flexible in-house payment plans and accept a variety of third-party dental financing options, including CareCredit, Proceed, and Cherry Finance.

Additionally, we provide comprehensive insurance options and clear breakdowns to help you understand and maximize your benefits. Your journey to a healthier, more confident smile is made easier and more affordable with us.

Break down any payment into Easy Three-Month Chunks

First off there is the 3-Month Payment Option which offers flexibility in dividing your total dental cost into installments instead of paying full upfront costs. At Bauer, we can carry a balance for 90 days with NO financing charges and NO interest.

Third Party Payment Methods For Dental Financing

In addition, we offer third-party payment options like CareCredit, Proceed Finance, and Cherry Finance, each providing flexible solutions to make your treatments more manageable. These financing options allow you to spread out payments over time, often with low or no interest, helping you prioritize your oral health without the immediate financial burden. Learn more about each method to find the best fit for your budget and dental needs, ensuring you have access to the care you deserve.

Care Credit

Dental insurance card showing coverage details and provider information.

Proceed Finance

Dental insurance card showing coverage details and provider information.

Cherry Finance

In other words, get your loan approved within minutes with a quick and easy application process.

Learn more and apply online anytime without impacting your credit score. (0 credit check option)

Dental insurance card showing coverage details and provider information.

Dental Insurance Plans For Dental Financing

Any and all PPO Plans are Accepted at Bauer Dental Center

Not only with payment plans, we also make payments an easy experience and will file insurance claims to your insurance company on your behalf.

PPO - Preferred Provider Organization

PPO insurance provides coverage through a network of contracted medical providers. Members pay less for care within the network, but can also seek care outside the network for a higher cost.

HMO - Health Maintenance Organization

HMO insurance limits coverage to a specific network of health care providers. Often contract with local doctors and hospitals to offer services. Members are usually required to use providers within that network. 

Chart displaying various dental insurance plans.

Start your journey towards a healthier, more confident smile.

Here’s why we only accept PPO insurance

  • Patient can choose their provider and aren’t limited.
  • We only want the best quality materials and HMO will choose the cheapest option that may not last as long.
  • We’re focused on quality over quantity. You’re not just a number.
  • Guaranteed better results compared to HMOs.

Which PPO Plans are Accepted at Bauer Dental Center in Arroyo Grande?

Undoubtedly, any and all plans under PPO are accepted through Bauer Dental Center

Here are the top five providers you may use or want to consider for dental insurance:

  • Delta Dental
  • Blue Cross Blue Shield (BCBS)
  • Guardian
  • MetLife
  • Aetna

Not Sure Which Dental Financing Option to Choose?

With all this in mind, don’t worry, we’re here to help make your dental financing journey an easy and seamless process. For a more detailed rundown of each option, check out our blogs below which include information about

  • Checking credit scores
  • Finding flexible options
  • Receiving support in applying

Without doubt, we’re dedicated to helping build your smile together so please feel free to schedule a free consultation or contact us to answer any and all your questions as soon as possible.

Important to Know: cost is determined after a free comprehensive consultation and evaluation. We’ll work with you to create a personalized treatment plan that fits your budget.

Key Takeaways

About The Author

Dental office displaying various payment options and dental financing plans.

Team Bauer

Meet the incredible women behind Bauer Dental Center! Known as a group of boss babes, this team is not only confident and highly skilled but also deeply caring and charismatic. They prioritize their patients above all else, ensuring each visit is a comfortable and personalized experience. From the front office to the dental chair, Team Bauer brings their passion and expertise to create stunning smiles and boost their patients' confidence. With a focus on quality care, they truly embody the spirit of excellence in dentistry.

We’re Here To Help You Achieve Your Best Smile And Ideal Dental Health.