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In this guide, we’ll walk you through every major dental financing option, including 0% APR plans, no hard credit check providers, insurance guidance, and our in-house payment plans — all designed to help you smile now and pay later.
Flexible Dental Financing at Bauer Dental Center
At Bauer Dental Center, we believe cost should never get between you and your health. That’s why we offer:
- Custom 3-month, no-interest in-house payment plans
- Trusted third-party financing through CareCredit, Proceed, and Cherry
- Full support with PPO insurance plans
- Transparent quotes after a personalized consultation
We work with you to build a financial plan that fits — no surprises, no judgment, and no pressure.
Breakdown: Financing Options by Implant Cost
Break Down Payments Into 3 Easy Monthly Chunks
Our in-house 3-Month Payment Option is ideal for smaller treatments or patients who want to avoid financing companies altogether.
- No credit check
- 0% interest
- No financing fees
- 90-day terms
Perfect for services like cleanings, fillings, or minor cosmetic work — and just one more way we keep care accessible.
Start your journey towards a healthier, more confident smile.
Third-Party Dental Financing Options
For larger treatments — like dental implants, full mouth reconstruction, or Invisalign — we partner with leading third-party lenders who specialize in medical and dental financing.
CareCredit Dental Financing
- 0% APR for 6–12 months (on purchases over $200)
- Accepted nationwide by healthcare providers
- Works like a credit card — reuse it anytime
- Instant application with no upfront fees
Great for patients looking for a trusted, established financing option with flexibility.
Proceed Finance
- Fixed-rate loans — no surprises
- No hard credit check to apply
- Transparent terms and monthly costs
- Longer repayment terms available
Ideal for patients seeking large-sum financing with predictable payments.
Cherry Dental Financing
- Instant approval with no hard credit pull
- High approval rates
- Choose 3, 6, 12, 18, or 24-month plans
- 0% APR options available
Best for patients who want fast, mobile-based access to affordable, no-hassle dental financing.
What Treatments Can Be Financed?
You can use dental financing for almost every service we offer:
- Dental Implants & All-on-X solutions
- Invisalign & orthodontics
- Preventive & restorative care
- Emergency treatments
- Smile Makeovers
- Deep cleanings & gum therapy
PPO Dental Insurance Support
We accept all PPO insurance plans and handle the paperwork for you — so you don’t have to stress about claims, coverage, or codes.
Why PPO Only?
- You choose your provider — not the HMO
- Higher quality materials, better outcomes
- No restrictions on lab choice or technique
- We prioritize results over quotas
We’re here to help maximize your benefits and explain every detail clearly.
Top PPO Plans We Accept
- Delta Dental
- Blue Cross Blue Shield (BCBS)
- Guardian
- MetLife
- Aetna
Not sure if your plan qualifies? Just call us — we’ll walk you through it
Not Sure Which Option Is Right for You?
That’s what we’re here for. Whether you’re rebuilding your smile after years of neglect or just need help with a single urgent procedure, we’ll help you:
- Compare plans and interest rates
- Apply online (without hurting your credit)
- Explore in-house vs. third-party options
- Understand how your insurance works with financing
Your dental journey should be smooth, affordable, and stress-free — and that starts with a clear financial plan.
Key Takeaways
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Financing Options Make Treatment Possible for Everyone: From 0% interest in-house plans to flexible third-party financing, Bauer Dental Center helps patients access the care they need — regardless of budget or credit score.
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Most Procedures Are Eligible for Financing: Whether it’s dental implants, Invisalign, cosmetic makeovers, or emergency care, nearly every treatment can be financed — making it easier to say “yes” to your healthiest, most confident smile.
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There’s No One-Size-Fits-All Plan — And That’s the Point: With multiple financing partners and personalized support, patients can choose the option that fits their lifestyle best — with no pressure, no surprises, and no judgment.
About The Author
Team Bauer
Meet the incredible women behind Bauer Dental Center! Known as a group of boss babes, this team is not only confident and highly skilled but also deeply caring and charismatic. They prioritize their patients above all else, ensuring each visit is a comfortable and personalized experience. From the front office to the dental chair, Team Bauer brings their passion and expertise to create stunning smiles and boost their patients' confidence. With a focus on quality care, they truly embody the spirit of excellence in dentistry.
Ready to Begin? Let’s Create the Smile You Deserve
Your journey to a healthier, more confident smile starts here. Our team is ready to guide you every step of the way.